XRP (Ripple) Price Prediction Could Benefit as Holders Now Earn 20% Yield on Their Tokens

MoreMarkets just launched an XRP Earn Account that lets regular investors earn up to 20% annual returns while keeping full control of their XRP tokens.

XRP holders finally have a way to make their tokens work for them. MoreMarkets, a DeFi platform, just rolled out something called an XRP Earn Account that's pretty exciting for anyone sitting on XRP. For the first time, regular folks can access the same high-yield strategies that big institutions have been using for years.

Here's the thing – XRP has always been a bit of an outsider in the DeFi world. While Ethereum and Solana users have been earning yields on their tokens for ages, XRP holders were basically stuck watching from the sidelines. With XRP trading at $3.2257 and being one of the biggest cryptos by market cap, that's a lot of idle money just sitting there.

"We want to bring the comfort of fintech and merge it with the yield potential of DeFi," said Altan Tutar, CEO and co-founder of MoreMarkets. "For too long, high-yield strategies generating annual returns of 20% or more have been exclusive to hedge funds and institutions, while everyday investors have been stuck with sub-2% yields."

How XRP (Ripple) Holders Can Actually Keep Control

What makes this different from your typical crypto lending platform? You don't have to hand over your XRP to someone else. The platform uses smart contract vaults that automatically put your tokens to work across different DeFi strategies, but you still control everything. You can withdraw whenever you want – no strings attached.

The way it works is pretty clever. Your XRP gets routed through these automated systems that know where to find the best yields, kind of like having a really smart financial advisor that never sleeps. The platform has been audited by three big security firms – Halborn, Sherlock, and Sigma Prime – so they're not messing around with safety.

Getting started is simple too. You can sign up with just your email or connect your wallet. No jumping through hoops or dealing with complicated DeFi interfaces that make your head spin.

XRP (Ripple) Price Impact and What's Next

This could be a game-changer for XRP's market position. Think about it – if you're choosing between holding different cryptos, wouldn't you pick the one that pays you 20% a year while you sleep? That's exactly what XRP was missing compared to other tokens that offer staking rewards.

MoreMarkets uses cross-chain tech similar to how Wrapped Bitcoin works, basically letting XRP play in the DeFi sandbox without changing anything fundamental about the token itself. It's like getting the best of both worlds.

The company isn't stopping here either. They're planning to expand this Earn Account thing to other cryptocurrencies and even real-world investments like treasury bonds and private credit. They want to build what they're calling a "global liquidity marketplace" for everyone, not just the big players.

For XRP holders who've been waiting for something like this, it's about time. The crypto world is moving fast, and having your tokens just sit there doing nothing doesn't make much sense anymore. With traditional savings accounts paying basically nothing and inflation eating away at your money, a 20% return – even with the risks involved – looks pretty attractive.

This whole thing shows how DeFi is growing up and becoming more accessible to regular people. What used to require millions of dollars and institutional connections is now available to anyone with some XRP and an internet connection.