Institutional 0% loan plan upgrade: easy to unlock 200,000 - 10,000,000 USDT interest-free limit

1. Exclusive for New Customers: Unified Account Lending

Applicable to clients with a monthly trading volume of over $20 million. By providing trading volume proof for the past 30 days, you can obtain a lending limit when joining Gate.io.

Lending Rules: After obtaining the limit, if the cumulative trading volume meets the standard within 30 days, you can enjoy a 90-day interest-free benefit. The interest-free loan limit and trading volume requirements are as follows:

| USDT Interest-Free Quota | 30-Day Cumulative Trading Volume $ | | :--- | :--- | | 200,000 | >15,000,000 | | 300,000 | >25,000,000 | | 400,000 | >50,000,000 |

Maturity Assessment: If the trading volume does not meet the standard, interest must be paid at the agreed rate and the corresponding principal and interest must be returned within 3 days; if the standard is met, the interest-free period will be extended by 60 days, totaling 90 days interest-free.

2. Exclusive for Existing Customers: Unified Account Lending & OTC Lending

1. Unified Account Lending Applicable Customers: Existing customers with an average monthly trading volume of $30 million - $100 million in the last 90 days can apply for a maximum loan limit of 400,000 USDT.

Lending Rules: After obtaining the quota, assessments will be conducted every 30 days. If the trading volume grows or the market share of spot orders or contract orders meets the standards, you can enjoy interest-free treatment and continue to borrow.

| USDT Interest-Free Quota | Assessment Method 1: 30-Day Trading Volume Growth Rate | | Assessment Method 2: Spot Market Order Trading Volume Market Share | | Assessment Method 3: Contract Market Order Trading Volume Market Share | | :--- | :--- | :--- |:--- | :--- | :--- | | 200,000 | 30% | or | 0.1% | or | 0.04% | | 300,000 | 40% | or | 0.18% | or | 0.08% | | 400,000 | 50% | or | 0.35% | or | 0.15% |

Assessment every 30 days: If the assessment does not meet the standards, interest must be paid at the agreed rate and the corresponding principal and interest must be repaid within 3 days; if the standards are met, the past borrowing period is interest-free, continuous borrowing is allowed, and a higher limit can be applied for.

• Trading volume growth rate calculation: 30-day trading volume / ( past 90-day average trading volume x 30) - 1
• Market share calculation: 30-day eating single trading volume / 30-day total trading volume on Gate.io
• Order execution rate requirement: Among the three assessment methods mentioned above, the proportion of the client's executed trading volume to their total trading volume must reach 60% or more.

2. OTC Lending / Unified Account Lending Applicable Customers: Existing customers who have completed KYB certification and have a trading volume of over $100 million in the last 30 days can apply for a maximum interest-free limit of 10 million USDT based on their trading volume. Two lending methods are available: unified account lending and OTC lending.

Lending Rules: If the trading volume in the last 30 days meets the order & fill requirements for contracts or spot in the table below, you can apply for the corresponding interest-free loan limit.

| Loan Limit USDT | Perpetual Contract Order Trading Volume $ | Perpetual Contract Taking Order Trading Volume $ | | Spot Order Trading Volume $ | Spot Taking Order Trading Volume $ | | :--- | :--- | :--- | :--- | :--- | :--- | | 1,000,000 | 200,000,000 | 55,000,000 | or | 80,000,000 | 25,000,000 | | 2,000,000 | 400,000,000 | 120,000,000 | or | 145,000,000 | 60,000,000 | | 3,000,000 | 600,000,000 | 200,000,000 | or | 240,000,000 | 115,000,000 | | 4,000,000 | 950,000,000 | 320,000,000 | or | 330,000,000 | 155,000,000 | | 5,000,000 | 1,350,000,000 | 440,000,000 | or | 400,000,000 | 195,000,000 |

Total Limit ：

• Spot and contract calculations are separate, the total loan limit for spot + contract is 10 million USDT.

Assessment Period:

• Each natural month is an assessment period.
• gate will conduct a trading volume audit on the first day of each month.

Assessment Criteria: Must meet the monthly trading volume requirements for the corresponding contract "market order and limit order" or spot "market order and limit order" in the lending tier.

Non-compliance handling:

• If the trading volume requirement is not met, interest must be paid at the agreed rate, and the corresponding principal and interest must be returned within 3 days after the notification of the audit result (subject to the actual audit result notification email).
• Failure to repay on time will trigger the automatic repayment process; if the account funds are insufficient, forced liquidation may be initiated.

Notes:

1. Unified account loan funds can only be used for spot margin trading; OTC lending funds are not restricted by the market.
2. The trading volume of all zero-fee trading pairs is not included in the statistics.
3. New customers cannot participate in the GMMC event at the same time.
4. All loans in this plan require account margin, and the margin coefficient and risk control mechanism follow the unified account. For details, please consult your account manager or visit https://www.gate.io/zh/loan-info.
5. For any other inquiries, please contact your account manager at mm@Gate.io

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