Ripple is ready to revolutionize the cross-border payment market with XRP.

As global demand for fast, cost-effective, and transparent cross-border transactions increases, Ripple's groundbreaking payment infrastructure (XRP) is paving the way for impressive developments.

A recent report from the U.S. Faster Payments Council (FPC) highlights the revolutionary potential of XRP and Ripple's blockchain technology, viewing them as key factors in realizing the G20's ambitious goals for cross-border payments by 2030.

With the cross-border trading market now reaching an astonishing value of 34 trillion dollars, Ripple's solutions are increasingly gaining momentum, acting as a catalyst for economic growth, trade, and inclusive finance worldwide.

! Ripple xrpSource: FPC## Vision of Seamless Transactions

The G20 has set the goal of revolutionizing cross-border payments, with specific milestones for 2027 and 2030. These goals include reducing transaction costs to 1% or lower and ensuring that 75% of transactions are completed within one hour. These objectives aim to make transactions not only faster and cheaper but also more accessible, thereby promoting global trade and development.

The 2025 report from the FPC highlights the key role that payment service providers in the United States — including Ripple — can play in this transformation by leveraging advanced technologies and promoting collaboration across industries.

Technological Advantages of Ripple

The focus of Ripple's solution is RippleNet, powered by XRP and built on advanced blockchain tools such as Distributed Ledger Technology (DLT).

By adhering to global standards such as ISO 20022 and prioritizing interoperability, Ripple is in a favorable position to redefine the efficiency of international payments.

The report from FPC also highly regards Ripple alongside Stellar for its potential to change the global payment landscape, particularly due to its focus on financial inclusion and seamless partnerships across sectors.

Bright prospects for XRP

As Ripple's solutions become increasingly widely accepted, market analysts are becoming more optimistic about the prospects for XRP. With the level of acceptance on the rise, forecasts suggest that XRP could reach between 10 and 20 dollars by 2025, thanks to the growing demand for Ripple's efficient payment system.

More optimistic predictions suggest that XRP could reach $100 by early 2026, and even up to $1,000 in the long term as Ripple's network and technology continue to expand. This indicates the market's confidence in Ripple's ability to capitalize on the growing demand for simplified global transactions.

The race towards faster, cheaper, and more inclusive payments aligns with broader global economic goals, and Ripple is leading this change.

By applying blockchain technology and promoting collaborative frameworks, Ripple is not only realizing the G20 vision but also reshaping the future of global finance.

Minh Anh