Crypto Loan

Use your idle assets as collateral to borrow other assets to take advantage of various trading and investment opportunities.
Zero Fee
Multi-Collateral
Collateralize to Get Simple Earn Return
Auto-Replenish Collateral
VIP Loan
Loan Information
Old Version
Coin
Borrowable Amount
Flexible Rate
Hourly/Annual Interest Rate
7D Fixed Rate
Hourly/Annual Interest Rate
30D Fixed Rate
Hourly/Annual Interest Rate
Action
usdt
USDT
259,372,692
0.000465%/
0.000510%
/4.47%
0.000625%
/5.48%
btc
BTC
2,403
247.19M USDT
0.000268%/
0.000336%
/2.95%
0.000326%
/2.86%
eth
ETH
6,318
15.8M USDT
0.000253%/
0.000349%
/3.06%
0.000306%
/2.69%
xrp
XRP
19,021,787
49.27M USDT
0.000526%/
0.000583%
/5.11%
0.000642%
/5.63%
doge
DOGE
195,726,915
46.09M USDT
0.000344%/
0.000403%
/3.54%
0.000429%
/3.76%
ondo
ONDO
23,815,522
24.72M USDT
0.000836%/
0.001344%
/11.78%
0.001130%
/9.90%
shib
SHIB
1,130,718M
18.24M USDT
0.000301%/
0.000327%
/2.87%
0.000613%
/5.37%
kas
KAS
144,555,516
17.22M USDT
0.000116%/
0.000151%
/1.33%
0.000426%
/3.74%
pi
PI
12,545,113
14.59M USDT
0.000142%/
0.000225%
/1.98%
0.000563%
/4.94%
ltc
LTC
142,632
14.47M USDT
0.000347%/
0.000382%
/3.35%
0.000429%
/3.76%
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FAQ

What is Flexible Crypto Loan?

Flexible Crypto Loan is Gate.io's new loan product with no fixed loan term. You can use one crypto as collateral to borrow another. With no fixed loan term, you can borrow and repay anytime and the borrowed crypto will be sent to your account in real time. The borrowing interest rate is dynamic based on market conditions. As long as your LTV is below the liquidation LTV, you can keep holding the borrowed crypto.

What is LTV?
How to calculate the interest and how is it deducted?